
Fees & Financing
We find our patients appreciate knowing the payment options available to them at the time of their consultation. All questions regarding surgical fees and payments will be answered, and information will be made available for patients requiring financial assistance.
Payment Accepted
For our patients' convenience we accept Visa, MasterCard, American Express and personal checks. We do not participate in insurance.
Cosmetic Surgery Financing
Dr. Karlin is committed to making plastic surgery affordable for his patients. That's why we work with several reputable financing companies with low interest and flexible payment plans. Keep reading to learn more about the cosmetic surgery financing companies we work with.
CareCredit

With CareCredit® there are no upfront costs, no annual fees, no application fees and no pre-payment penalties. It's easy to apply and you'll receive an online decision in seconds! Apply now or see our staff for more details.
Now you can receive the products and services you need, with payments that fit your budget, when you apply for up to 12 months of interest free financing* through CareCredit
How Does CareCredit® Work?
Prior to your treatment date, visit www.carecredit.com and apply for the amount you need. Once approved, you will be given an account number and credit limit. Come to your appointment with this information.
How Do I Apply for CareCredit®?
1. Contact Nova Cosmetic Center and determine the amount of credit you will need for your treatments.
2. Apply online at www.carecredit.com.
3. Click on "Patients/Clients"
4. Click on "Apply Online"
5. Enter "Nova Cosmetic Center" as the provider
6. Complete the application form
7. Come to your appointment with your account number and credit limit
8. Minimum purchase amounts apply and vary by location
No Interest Payment Plans
- 3, 6, 12, & 18 month plan options
- No interest if the balance is paid within the chosen specified time period
- Low minimum monthly payments
Extended Payment Plans
- 24, 36, & 48 month plan options
- For treatment fees from $1,000 to over $25,000
- 9.90% interest rate
- Monthly payments as low as $25 for a $1,000 fee balance
Chase Health Advance

Chase Health Advance® financing options is a product issued by Chase Bank USA, N.A., a JPMorgan Chase company. They provide flexible patient payment plans to help you afford healthcare treatments and procedures for you and your family. Their mission is to help you afford the procedures you want and need with financing that's quick, easy and patient-friendly.
Financing highlights
- No interest payment plans for 3, 6, 12, 18 and 24 months
- Extended payment plans up to 48 months
- Revolving lines of credit starting at $5,000
- No down payment, plus instant credit approvals with no application fee
- Cash Or Check
- Credit Cards
Medical Financing

Medical Financing is a great financing option for your cosmetic surgery needs. Medical Financing offers loans up to 30,000 and repayment plans that will leave you feeling comfortable and financially covered.
- Affordable monthly payments, as low as 1% of your balance
- Low rates starting at 5.9%
- 1% cash back reward program
- Interest free & Same as Cash options available
- Convenient revolving lines of credit
- Simple interest installment loans
- No prepayment penalty
- Multiple Loan plans to choose from
- Sub-prime financing available for less than perfect credit
We make it easy to afford the procedures you are interested in, by providing the loan you can afford. Use Medical Financing to pay for procedures from $500 to $30,000.
Low rates from 5.9% to 22.99% are available. Interest free and Same as Cash programs are available for up to 3, 6, or 12, months for qualified applicants. At Medical Financing there’s an option designed for you at a rate you can afford.
Our options are flexible – we can set up a payment schedule for you from 12 months to seven years.
Medical Financing helps makes any medical procedure a reality.
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